FX Markets
Market Risk Hedging Instruments

FX Spot
FX Spot represents a classic purchase or sale of a foreign currency at a preferential exchange rate with value date maximum T+2.
With FX inflows and/or outflows, the client may save money by purchase or sale of foreign currencies at a preferential exchange rate.

FX Forward Outright
FX Forward Outright means purchase or sale of a foreign currency at a rate agreed and fixed on the agreement date with maturity on a fixed future date.
The product is offered to clients who know exactly the date of payment and/or precise date of expected inflow. Agreeing and fixing the FX rate in advance result in eliminating the currency risk and more efficient cash flow management.

FX Forward Outright with Floating Maturity
FX Forward Outright with Floating Maturity means purchase or sale of a foreign currency at a rate agreed and fixed on the agreement date with maturity on any of dates in the predefined future time period.
The product is offered to clients who know the time period, but not the exact date of payment and/or date of expected inflow. Agreeing and fixing the FX rate in advance result in eliminating the currency risk and more efficient cash flow management.

FX Swap
FX Swap is a simultaneous spot purchase/sale of one currency and forward sale/purchase of another currency at a fixed rate.
FX Swap is an instrument which enables a client to bridge insufficient liquidity in one currency by the existing liquidity in another currency.
Please do not hesitate to contact us if you need any further information or clarification from Monday to Friday between 08:00 and 16:30 h, via e-mail: FXSales@unicreditgroup.ba

Interest Rate Swap (IRS)
Interest Rate Swap is an agreement between two parties to exchange interest rates, whereas one party undertakes to pay interest based on either a fixed or floating rate for a particular principal amount to the other party, while the other party undertakes to pay interest to the former one based on either a fixed or floating rate of the particular principal which is not exchanged.
Please do not hesitate to contact us if you need any further information or clarification from Monday to Friday between 08:00 and 16:30 h, via e-mail: FXSales@unicreditgroup.ba

FX Order
FX Order is a product which enables purchase and/or sale of a foreign currency at a specified rate set by the client, while the transaction is executed when and if the client's target rate is reached by the market.
If the client expects the FX rate to reach a target level, the FX Order enables him/her to put such order to the FX market with an option of execution at any moment during a working day or night.

FX Daily Reports
FX Daily Reports contain information on current situations and developments in international FX markets and they are distributed to clients via e-mail.
Keeping clients informed about developments in international FX markets enables them to make informed business decisions involving currency and/or interest risk hedging.
Please do not hesitate to contact us if you need any further information or clarification from Monday to Friday between 08:00 and 16:30 h, via e-mail: FXSales@unicreditgroup.ba