FX Markets

Market Risk Hedging Instruments

FX Spot

FX Spot represents a classic purchase or sale of a foreign currency at a preferential exchange rate with value date maximum T+2.

With FX inflows and/or outflows, the client may save money by purchase or sale of foreign currencies at a preferential exchange rate.

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FX spot rate is defined according to the current situation on global and local FX markets. Such deal is negotiated via phone and a Single Deal Approval containing details of the transaction is sent via fax and/or e-mail.

After signing an Agreement with the Corporate Treasury Sales Unit, you can benefit from an option of currency exchange at a preferential rate for your FX inflows and/or outflows, thus saving money.

FX Spot deals are purchase and/or sale of foreign currencies negotiable with T+0, T+1, or T+2 value dates.

FX Forward Outright

FX Forward Outright means purchase or sale of a foreign currency at a rate agreed and fixed on the agreement date with maturity on a fixed future date.

The product is offered to clients who know exactly the date of payment and/or precise date of expected inflow. Agreeing and fixing the FX rate in advance result in eliminating the currency risk and more efficient cash flow management.

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FX Forward serves to protect clients from the currency risk, i.e. for defining the equivalent of a future FX inflow or outflow. Such deal is negotiated via phone and a Single Deal Approval containing details of the transaction is sent via fax and/or e-mail.

After signing an Agreement with the Corporate Treasury Sales Unit, you can benefit from protection against currency risk via FX Forward.

Currency risk is the potential risk of fluctuating foreign exchange rates.

FX Forward deals are a purchase or sale of foreign currencies at predetermined terms with maturity on a future date.

FX Forward Outright with Floating Maturity

FX Forward Outright with Floating Maturity means purchase or sale of a foreign currency at a rate agreed and fixed on the agreement date with maturity on any of dates in the predefined future time period.

The product is offered to clients who know the time period, but not the exact date of payment and/or date of expected inflow. Agreeing and fixing the FX rate in advance result in eliminating the currency risk and more efficient cash flow management.

More details

FX Forward with floating maturity serves to protect clients from the currency risk, i.e. for defining the equivalent of a future FX inflow or outflow. Such deal is negotiated via phone and a Single Deal Approval containing details of the transaction is sent via fax and/or e-mail.

After signing an Agreement with the Corporate Treasury Sales Unit, you can benefit from protection against currency risk via FX Forward with Floating Maturity.

Currency risk is the potential risk of fluctuating foreign exchange rates.

FX Swap

FX Swap is a simultaneous spot purchase/sale of one currency and forward sale/purchase of another currency at a fixed rate.

FX Swap is an instrument which enables a client to bridge insufficient liquidity in one currency by the existing liquidity in another currency.

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FX Swap is a product consisting of two interrelated deals - a spot transaction and a forward transaction - that are executed at a pre-agreed rate for the same quantity of the underlying currency. Therefore, FX Swap is a short-term borrowing of one currency by pledging another currency. Such deal is negotiated via phone and a Single Deal Approval containing details of the transaction is sent via fax and/or e-mail.

After signing an Agreement with the Corporate Treasury Sales Unit, you can benefit from protection against currency risk via FX Swap.

FX Spot deals are purchase and/or sale of foreign currencies negotiable with T+0, T+1, or T+2 value dates.

FX Forward deals are a purchase or sale of foreign currencies at predetermined terms with maturity on a future date.

Please do not hesitate to contact us if you need any further information or clarification from Monday to Friday between 08:00 and 16:30 h, via e-mail: FXSales@unicreditgroup.ba

Interest Rate Swap (IRS)

Interest Rate Swap is an agreement between two parties to exchange interest rates, whereas one party undertakes to pay interest based on either a fixed or floating rate for a particular principal amount to the other party, while the other party undertakes to pay interest to the former one based on either a fixed or floating rate of the particular principal which is not exchanged.

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This product serves as protection against interest rate risk in a financial market, as well as for more convenient cash flow planning via known interest costs.

Only interest is exchanged, not the principal. Such deal is negotiated via phone and a Single Deal Approval containing details of the transaction is sent via fax and/or e-mail.

After signing an Agreement with the Corporate Treasury Sales Unit, you can benefit from protection against interest risk via IRS.

Please do not hesitate to contact us if you need any further information or clarification from Monday to Friday between 08:00 and 16:30 h, via e-mail: FXSales@unicreditgroup.ba

FX Order

FX Order is a product which enables purchase and/or sale of a foreign currency at a specified rate set by the client, while the transaction is executed when and if the client's target rate is reached by the market.

If the client expects the FX rate to reach a target level, the FX Order enables him/her to put such order to the FX market with an option of execution at any moment during a working day or night.

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FX Order is executed as soon as the market reaches a certain FX rate, whereas execution is possible at any moment during a working day or night unless it is cancelled and/or expired. It is possible to cancel an FX order at any moment prior to execution. Such deal is negotiated via phone and a Single Deal Approval containing details of the transaction is sent via fax and/or e-mail.

After signing an Agreement with the Corporate Treasury Sales Unit, you can benefit from foreign exchange at a specified rate.

FX Daily Reports

FX Daily Reports contain information on current situations and developments in international FX markets and they are distributed to clients via e-mail.

Keeping clients informed about developments in international FX markets enables them to make informed business decisions involving currency and/or interest risk hedging.

Please do not hesitate to contact us if you need any further information or clarification from Monday to Friday between 08:00 and 16:30 h, via e-mail: FXSales@unicreditgroup.ba

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