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Housing loan in 3 steps with professional support from our team and only one visit to the branch:

Researching conditions and collecting documentation

  • You can obtain detailed information about the loan terms by calling 080 081 052 or by contacting the Housing Center via email at stambeni.centar@unicreditgroup.ba.
  • You can submit the loan application and accompanying documentation by email
  • Together with a Housing Center expert, you will arrange a property valuation.

Loan approval, signing documentation, and insurance

  • Based on the submitted documentation, the Bank begins processing and making a loan decision.
  • Once approved, a meeting is scheduled at the branch where you will: sign the contractual documentation, arrange the property insurance policy, collect te Administrative ban (to be certified at the Municipality or by a Notary), and the Bank will arrange a notary appointment to conclude the mortgage agreement. After signing the agreement, you will submit a request for mortgage registration at the land registry office.

Loan disbursement

  • After you submit the certified Administrative ban and the updated land registry extract with the registered mortgage, the loan will be disbursed.

Welcome to your new home!

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