UniCredit Bank in cooperation with Europen Investment Fund ( EIF) offers lending with the financial backing of the European Union under Horizon 2020 - Financial Instrument  with risk covered by InnovFin  guarantee. InnovFin guarantee covers 50% of the due principal and/or interest amount of the loan. The loan is intended for small and medium-sized enterprises and small mid-cap enterprises which are focused on research and development and have the potential for innovation.

Beneficiaries
  • Micro, small and medium-sized enterprise (SME) as defined in the Commission Recommendation 2003/361/EC which employs less than 250 employees with annual turnover ≤ 50 million EUR or balance sheet ≤ 43 million EUR;
  • Enterprise which has up to 499 employees and who are not entrepreneurs referred to above (Small Mid-cap);

Purpose
  • Investment in fixed assets, working capital or business transfers;
Loan Amount
  • From 25.000,00 EUR up to 1.125.000,00 EUR;
Loan Tenor
  • Short term loans with repayment period 12 months;
  • Long term loans with repayment period maximum 120 months, including one-year grace period;

Any other information on loan conditions are available at our SME bankers, who will by individual approach define optimal financing structure according to your needs.

See more Close
Spinning wheel animation

Loading

UniCredit Logo