Short-term Loans
ST loans are approved for maximum 12-month maturity. ST loans may be used to finance various requirements throughout the production or trade cycle, i.e. until goods delivery or payment receipt in a trade transaction, as well as for other purposes of ST working capital or to bridge ST mismatching between funds inflow and outflow.

Working Capital Loan
Our lending products terms and conditions are adaptable to various business requirements, while our long-term tradition, experience and know-how guarantee that all your requirements will be satisfied. UniCredit Bank offers this type of loan as a solution for occasional and temporary barriers in successful business doing.
Due to a special segment dedicated to small business clients, which has been developed through 44 Small Business Centers, UniCredit Bank is able to provide helpful advice and financial analysis to select a program customized to your needs and capacities, starting from overcoming short-term gaps to large-scale investments.
For further information on other lending terms and conditions, please contact our Small Business Bankers, who will apply individualised approach in order to define optimum financing structure according to your requirements.

Overdraft
In order to avoid potential obstacles in realising your goals because payments in favour of your account are late, UniCredit Bank offers you to negotiate an overdraft limit under your transactional account. The overdraft is your solution for any extraordinary situation.
Due to a special segment dedicated to small business clients, which has been developed through 44 Small Business Centers, UniCredit Bank is able to provide helpful advice and financial analysis to select a program customized to your needs and capacities, starting from overcoming short-term gaps to large-scale investments.
For further information on other lending terms and conditions, please contact our Small Business Bankers, who will apply individualised approach in order to define optimum financing structure according to your requirements.