Annuity Savings

If you have a surplus of funds in the business account, we offer competitive and flexible terms of savings with guaranteed safety.

You can increase the yield of such surplus funds by choosing adequate types of term saving deposits.


  • We offer flexible terms and conditions for saving deposits depending on your requirements;
  • Optional term deposits in BAM, or in BAM indexed to FCY, or in FCY, and according to your choice of amount and maturity period;
  • Available term deposit periods for 1, 3, 6, 12, 24, 36 months or more with a possibility to negotiate a fixed interest rate;
  • You no longer have to wait for the expiry of your deposit term in order to get the interest, but the interest is paid during the deposit period, on monthly, quarterly, semi-annual or annual basis, depending on your preference!


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